Insurance Blog
Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Does Health Insurance Cover Mental Health Treatment?
Posted: August 10, 2020
Does Health Insurance Cover Mental Health Treatment?As reported on HealthCare.gov, mental health and substance abuse services are covered as essential benefits under all Marketplace plans. These plans are required to provide “parity” protections between medical and surgical benefits and mental health and substance abuse benefits. What this means, generally, is that the limits cannot be more restrictive for one than the other. This parity applies to: Financial limits, such as copayments,... Read Article
Is There A Mouse Living In My Car?
Posted: August 3, 2020
Is There A Mouse Living In My Car?Gnawed wires. Damaged upholstery. Foul odors. These are all telltale signs that you may have a mouse taking up residence in your car. While mice may be small, they can create big problems for you and your vehicle. A single mouse can cause thousands of dollars in damage to your car in a matter of days. And the diseases they carry can be harmful to... Read Article
Will My Auto Insurance Cover Me If I Drive Across The U.S. Border?
Posted: August 1, 2020
Will My Auto Insurance Cover Me If I Drive Across The U.S. Border?Your personal auto insurance policy provides protection against liability, bodily injury, and property damage in case you are involved in an accident in the U.S. But what happens if your travels take you into Canada, Mexico, or beyond? Are you still covered once you cross the U.S. border? The answer depends on which country you are driving to. Yes, if your trip is to Canada.... Read Article
How To Handle A Hit-And-Run Accident
Posted: July 30, 2020
How To Handle A Hit-And-Run AccidentGetting in a car accident is enough to ruin anyone's day. But if you’re involved in a hit-and-run, the experience can be especially disorienting. You realize that your vehicle’s been hit and before you can step out to get the other driver’s information, their car is taking off into the distance. As overwhelming as the experience can be, how you react next can play an... Read Article
Does Auto Insurance Cover Stolen Cars?
Posted: July 28, 2020
Does Auto Insurance Cover Stolen Cars?Everyone knows auto insurance is there to help when your vehicle’s been damaged. But what happens when all you’re left with is an empty parking spot? According to the Insurance Information Institute, more than 700,000 vehicles are stolen in the United States every year. And compared to an auto accident or weather damage, a stolen car raises more questions than answers. How do I file... Read Article