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Understanding Your Medicare Annual Notice of Change (ANOC) Letter
September 23, 2025
Each fall, Medicare beneficiaries receive an Annual Notice of Change (ANOC) letter from their current Medicare Advantage (Part C) or Prescription Drug (Part D) plan…

Be On the Lookout: Medicare Advantage Service Area Reductions
September 16, 2025
What Are Service Area Reductions? “Service area reductions” happen when a Medicare Advantage (MA) plan stops serving certain counties or ZIP codes, or when an…

Medicare Changes Are Coming
September 8, 2025
But the Sky isn’t Falling – If you Work with a Dedicated Agent For better or worse, we find ourselves at a time in which…

Is Prior Authorization Coming to Original Medicare?
July 15, 2025
Ready to get wiser? According to a June 27th release by the Centers for Medicare & Medicaid Services (CMS), they are rolling out a “new…

What’s the difference between a Deductible and Out of Pocket Maximum?
May 28, 2025
When navigating health insurance, it is important to understand key terms like deductible and annual maximum out-of-pocket—they sound similar but serve very different purposes. A…

What is in the CMS Proposed Final Rule?
March 17, 2025
The Contract Year 2026 Medicare Advantage (MA) and Part D proposed rule by the Centers for Medicare & Medicaid Services (CMS) aims to improve accountability,…

Why Is Medicare So Confusing?
February 12, 2025
If you have ever tried to figure out Medicare and felt overwhelmed, you are not alone. While Medicare is designed to help seniors get quality…

What is the Open Enrollment Period (OEP)?
January 21, 2025
OEP stands for the Open Enrollment Period for Medicare Advantage plan members. OEP allows those who are enrolled in a Medicare Advantage Plan, if necessary,…

Navigating Changes During the Medicare Annual Enrollment Period
October 4, 2024
Possible changes lie ahead The Annual Enrollment Period (AEP) for Medicare is an essential time for beneficiaries to evaluate their healthcare options and make necessary…
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