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Getting the Best Value for Your Auto Insurance Needs

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Your Window to Savings

You may be eligible for valuable discounts on your auto policy. We want to make sure you’re getting the best value for your dollar based on the coverage you and your family need, but we need to hear from you to do so. Are you driving less? Or are you adding more drivers? Take a look at the list below to see if you might be eligible for any of these discounts

Less is More. If you’re a claims-free driver and have the record to prove it, check out ERIE’s Diminishing Deductible option available in the ERIE Auto Plus endorsement.

Everyone Deserves a Break. With First Accident Forgiveness, you won’t be penalized the first time you’re at fault in an accident after you’ve been an ERIE Customer for three or more years. (Three-year wait not applicable in all states.)

The More the Merrier. If you insure multiple cars or have multiple policies with ERIE, there could be discounts available.

On the Road Again…or Not. If you plan to store your vehicle for 90 consecutive days or more, ERIE offers a reduced usage discount in most states.

Simply Say Safety. You may be able to save if your car has safety equipment like factory-installed air bags, anti-theft devices and antilock brakes (discount not available in Kentucky).

Just Once. How about if you want to pay your annual premium (premium is just a fancy word for the price of insurance) in one lump sum? There’s a discount for paying in full up front.

Sweet Sixteen? If you have young drivers on your policy or you need to add a driver this year, ask your Agent about any eligible teen driver discounts. Whether your young driver is still living with you, has been with ERIE for consecutive years, or is eligible for a driver training discount, your Agent can help identify savings opportunities.

Questions about discounts? Consult your policy declaration page or talk to your Agent. After all, who doesn’t like to save a little money?

Read more about Understanding Your Auto Coverage:

Common Auto Insurance Coverages
Added Options to Enhance Your Auto Insurance Policy
Visible ERIE “Xtras” Included with Your Auto Policy

Looking for ways to save money on your insurance? You may be eligible for valuable discounts on your auto policy. We want to make sure you’re getting the best value for your dollar based on the coverage you and your family need.

That’s where a coverage review with your agent comes in. Are you driving less? Or are you adding more drivers? These are just a few things that can make you eligible for savings. Take a look at the list below to see if you might be eligible for any of these discounts1.

Your Window to Savings

Less is More. If you’re a claims-free driver and have the record to prove it, check out ERIE’s Diminishing Deductible2 option available in the ERIE Auto Plus® endorsement.

Lock in Your Rate. Avoid insurance rate increases, even after a claim, with ERIE Rate Lock®.3 Your rates won’t change until you make certain changes to your auto insurance policy, like adding or removing a driver or changing your primary residence.

Everyone Deserves a Break. With First Accident Forgiveness, you won’t be penalized and get a surcharge the first time you’re at fault in an accident after you’ve been an ERIE Customer for three or more years.4

Customize for Your Needs. The higher your deductible, the lower your premium can be. You can adjust your deductible to fit your specific needs and budget (keep in mind some lenders stipulate how high a deductible can go).

The More the Merrier. If you insure multiple cars or have multiple policies with ERIE, there could be discounts available. Talk to your ERIE agent.

On the Road Again…or Not. If you plan to store your vehicle for 90 consecutive days or more, ERIE offers a reduced usage discount in most states.

Simply Say Safety. You may be able to save if your car has safety equipment like factory-installed air bags, anti-theft devices and anti-lock brakes (anti-lock discount not available in Kentucky).

Just Once. How about if you want to pay your annual premium (premium is just a fancy word for the price of insurance) in one lump sum? There’s a discount for paying in full up front.

Young Drivers. Unmarried drivers under 21 who reside with their parents may be eligible for additional savings on their car insurance.5

Savings Are Just a Conversation Away

Every penny counts – we get that! And that’s why we want to ensure you’re getting the best value for every dollar spent on your insurance. If you have questions regarding specific discounts or would like to see different pricing options, we encourage you to contact us. After all, who doesn’t like to save a little money?

ERIE® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York).  The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.

The insurance products and rates, if applicable, described in this blog are in effect as of July 2022 and may be changed at any time. 

Insurance products are subject to terms, conditions and exclusions not described in this blog. The policy contains the specific details of the coverages, terms, conditions and exclusions. 

The insurance products and services described in this blog are not offered in all states.  ERIE life insurance and annuity products are not available in New York.  ERIE Medicare supplement products are not available in the District of Columbia or New York.  ERIE long term care products are not available in the District of Columbia and New York. 

Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.

Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.

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